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Payment Policy

Last Updated: 23/06/2025

1. Accepted Payment Methods

We accept the following secure payment options via Stripe:

  • 💳 Credit/Debit Cards (Visa, Mastercard, American Express, Discover).

  • 🏦 Bank Transfers (Where available through Stripe).

  • 🌍 Additional Stripe-supported methods (Apple Pay, Google Pay, etc., based on region).

2. Payment Processing

  • All payments are processed securely through Stripe—we do not store your credit card details.

  • Stripe is PCI-DSS compliant (highest security standard for payments).

  • Your payment data is encrypted during transmission.

3. Currency & Pricing

  • All prices are displayed in [Your Currency, e.g., USD/EUR].

  • For international orders, your bank may apply exchange fees (we are not responsible for these charges).

4. Order Confirmation & Payment Authorization

  • Upon checkout, Stripe will temporarily authorize the payment amount.

  • Your order is only confirmed once payment is successfully captured.

  • If payment fails, you’ll be prompted to try another method.

5. Refunds & Disputes

  • Refunds: Processed within 5–10 business days (timing depends on your bank).

  • Chargebacks: Unauthorized disputes may result in order cancellation and account review. Contact us first at contact@focusfinds.shop to resolve issues.

6. Fraud Prevention

  • We reserve the right to cancel suspicious orders (e.g., mismatched billing/shipping details).

  • You may be asked to verify your identity via Stripe for high-value orders.

7. Contact for Payment Issues

For questions about charges, refunds, or payment errors, email:
contact@focusfinds.shop

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